Last Updated: July 29, 2026
XRP is trading at $1.08 as of July 29, 2026, up 3.00% over the past 24 hours, one of the strongest gainers among majors today even as it remains down 3.82% over the past week, as broader crypto sentiment improves ahead of the Federal Reserve’s rate decision.
Key Takeaways
- XRP trades at $1.08, up 3.00% today though still down 3.82% over the past week
- Market cap sits near $68.14 billion on $1.44 billion in 24-hour volume
- Today’s gain outpaces both Bitcoin and Ethereum, part of a broader rally in risk appetite ahead of the Fed’s rate decision later today
- Flare Smart Accounts released an update simplifying XRP-to-DeFi onboarding to a single XRP Ledger signature, adding a new wallet integration and a second yield vault
- Bitcoin’s apparent decoupling from this week’s AI-equity selloff is lifting sentiment across majors, including XRP
Market Overview
| Metric | Value |
|---|---|
| Price | $1.08 |
| 1h Change | +0.21% |
| 24h Change | +3.00% |
| 7d Change | -3.82% |
| Market Cap | $68.14B |
| 24h Volume | $1.44B |
XRP Price Today
XRP is leading gains among majors today, extending a bounce that comes alongside broader positive sentiment ahead of the Fed’s decision. While the token remains down for the week after last week’s broader risk-off pressure, today’s move suggests buyers are stepping back in as macro uncertainty resolves later today.
Support and Resistance
| Level | Price |
|---|---|
| Resistance 2 | $1.16 |
| Resistance 1 | $1.12 |
| Current Price | $1.08 |
| Support 1 | $1.02 |
| Support 2 | $1.00 |
Why Is XRP Up Today?
XRP’s outperformance today reflects a combination of broad risk-on sentiment ahead of the Fed decision and incremental ecosystem progress: Flare’s Smart Accounts update simplified XRP-to-DeFi onboarding to a single signature, adding new wallet integrations and a second yield vault. While not a major catalyst on its own, it adds to a steady drumbeat of infrastructure improvements around XRP Ledger-adjacent DeFi products that support the token’s longer-term utility case.
What This Means for the Days Ahead
Today’s Fed decision is the dominant catalyst for XRP alongside the rest of the market, with a dovish hold likely to extend today’s rally and a surprise hike risking a sharp reversal. On the regulatory side, the CLARITY Act remains shelved behind a Russia sanctions bill, keeping XRP’s path to fuller institutional integration dependent on the fall legislative session rather than any imminent vote.
For broader market context, see crypto market today, Bitcoin news today, and today’s top crypto headlines. Ethereum news today covers another major benefiting from today’s rally, while Dogecoin’s price page and Zcash news today round out how the rest of the market is trading.
