Last Updated: July 4, 2026
XRP is trading at $1.14 on July 4, 2026, up 3.22% over 24 hours and 8.09% over the past week, entering the Independence Day weekend with fresh momentum after clearing the $1.10 resistance level that had capped the token for much of late June. The rally is being supported by continued spot ETF inflows, on-chain accumulation, and easing broader market conditions, even as the CLARITY Act — the one catalyst that could meaningfully shift XRP’s regulatory outlook — has officially missed its July 4 target.
Key Takeaways
- XRP trades at $1.14, up 8.09% over the past week and up over 12% from its 19-month low near $1.02 in late June
- Market capitalization stands at $70.98 billion with 24-hour trading volume of $1.82 billion, up 9.66%
- XRP ETFs added $6.55 million in fresh inflows heading into the July 4 weekend, extending eight consecutive weeks of positive flows totaling roughly $1.47 billion
- The CLARITY Act has officially missed its July 4 target; the Senate returns July 13 with a defense bill ahead of it in the queue, pushing floor action to late July or August
- The XRP Ledger AMM may soon support multiple swappable curve types under a new draft proposal, closing a longstanding DeFi liquidity gap
- Resistance sits near $1.16–$1.20; a break above would open the path toward $1.25 and beyond
Market Overview
| Metric | Value |
|---|---|
| XRP Price Today | $1.14 |
| 24h Change | +3.22% |
| 7-Day Change | +8.09% |
| Market Cap | $70.98B |
| 24h Volume | $1.82B |
| Circulating Supply | 62.24B XRP |
| Total Supply | 99.98B XRP |
| Max Supply | 100B XRP |
| Holders | 540.46K |
XRP Price Today Analysis
XRP is changing hands at $1.1425 after a 24-hour range between $1.1037 and $1.1496. The token’s short-term moving averages confirm the strength of the ongoing rally: the 7-day MA sits at $1.1399, the 25-day MA at $1.1309, and the 99-day MA at $1.0807, with price trading above all three for a third consecutive session. Trading volume climbed to $1.82 billion, up nearly 10% from the prior day, reinforcing that the move is backed by genuine buying rather than thin holiday liquidity.
The rally extends a recovery that began June 30 near $1.02, XRP’s weakest level since late 2024. The token has now reclaimed both the $1.10 and $1.14 levels that acted as resistance through most of June, a shift traders have been watching as confirmation that the year-long downtrend may finally be breaking.
Support and Resistance Levels
| Level Type | Price |
|---|---|
| Key Resistance | $1.16 – $1.20 |
| Current Price | $1.14 |
| Near-Term Support | $1.10 |
| Critical Support | $1.00 |
| Downside Risk (if $1 fails) | $0.80 |
Why Is XRP Up Today?
XRP’s climb into the July 4 weekend is being driven by a combination of steady institutional demand and improving broader market sentiment. Spot XRP ETFs added $6.55 million in new inflows just before the holiday, extending eight consecutive weeks of positive flows that have now totaled approximately $1.47 billion — one of the more consistent institutional demand signals across the altcoin market this year. That accumulation has continued even as the token’s own price action remained choppy through most of June, suggesting funds have been building positions into weakness rather than chasing strength.
Broader crypto market conditions have also improved. Bitcoin’s recovery above $61,000 after ETF outflows stopped has lifted sentiment across major assets, with whale accumulation near the $59,000–$62,000 zone reinforcing a market-wide shift from distribution back to accumulation. XRP has outperformed this broader move, gaining 7.80% over the past week against a roughly 3.30% gain for the total crypto market.
Ripple XRP News This Week
Development activity on the XRP Ledger continues to advance alongside the price recovery. A new draft proposal filed this week would extend the ledger’s native automated market maker with three swappable curve types, giving liquidity providers more efficient tools to deploy capital — closing what developers have described as one of XRPL DeFi’s longest-standing gaps. Separately, Ripple CTO David Schwartz proposed a new mechanism called ReservedTxns designed to protect the XRP Ledger’s AMM from front-running and sandwich attacks, addressing a technical vulnerability that has drawn scrutiny as on-chain DeFi activity grows.
Clarity Act News: Bill Officially Misses July 4 Target
The CLARITY Act, which would classify XRP as a commodity under U.S. law rather than leaving its status to regulator discretion, has officially missed the July 4 deadline the White House had targeted. The Senate left for recess on June 29 and does not return until July 13, with leadership prioritizing a defense bill in the first week back. That pushes the CLARITY Act’s Senate floor vote to late July or the first week of August at the earliest. For context on how much a procedural step alone can move price, XRP jumped about 4.5% on May 14 when the bill simply advanced through committee — a preview of what full passage could still trigger once the Senate takes it up.
What This Means for the Days Ahead
XRP’s ability to hold above $1.10 through the holiday weekend will be an important signal for whether this rally has staying power or represents a low-liquidity bounce. A break above the $1.16–$1.20 resistance zone would be the clearer bullish confirmation, opening a path toward $1.25 and potentially higher based on current analyst ranges. On the downside, the $1.00 psychological level remains the critical floor; a close below it would expose an air pocket down toward $0.80, according to several technical analyses.
With the CLARITY Act now sidelined until at least late July, XRP’s near-term direction will likely be decided by chart dynamics and continued ETF demand rather than any single regulatory catalyst. Continued weekly inflows — now in their eighth consecutive week — offer a structural source of demand that could help XRP consolidate its recent gains even through the quieter holiday trading period. For the latest on how Bitcoin’s recovery is shaping the broader market, see Bitcoin News Today.
For a full market snapshot across major assets, visit our Crypto Market Today page.
Compare Crypto Prices Today
| Asset | Live Price |
|---|---|
| Bitcoin Price | Check current BTC price |
| Ethereum Price | Check current ETH price |
| XRP Price | $1.14 |
| Solana Price | Check current SOL price |
| BNB Price | Check current BNB price |
| Tron Price | Check current TRX price |
Where to Buy XRP
XRP can be purchased on major cryptocurrency exchanges including Binance, Coinbase, Kraken, KuCoin, Gate.io, and OKX.
FAQ
Is XRP going up or down today?
XRP is up 3.22% over the past 24 hours and up 8.09% over the past week, trading at $1.14 as it enters the July 4 weekend.
What is XRP’s price today?
XRP is trading at $1.14 as of July 4, 2026, with a 24-hour range between $1.1037 and $1.1496.
Did the CLARITY Act pass by July 4?
No. The bill officially missed its July 4 target. The Senate returns from recess July 13 with a defense bill ahead of it, pushing the CLARITY Act’s floor vote to late July or August.
What is the latest Ripple XRP news?
Ripple CTO David Schwartz proposed a new front-running protection mechanism for the XRP Ledger’s AMM, and a separate proposal would add multiple swappable curve types to improve DeFi liquidity on the network.
What is the key support level for XRP right now?
The $1.00 level remains the critical support floor; a close below it could expose a drop toward $0.80. Near-term, $1.10 is acting as the first support level.
How much money have XRP ETFs attracted?
XRP ETFs have recorded eight consecutive weeks of net inflows totaling approximately $1.47 billion, including $6.55 million added just before the July 4 weekend.
